PayPal Cashback Mastercard Review: A great fit for PayPal users
PayPal Cashback Mastercard Review: A great fit for PayPal users
PayPal Cashback Mastercard overview
The PayPal Cashback Mastercard could be a great choice if you regularly use PayPal or if you simply need a solid no-annual-fee rewards card. It offers a solid, unlimited 1.5 percent cash back on all purchases and 3 percent back on PayPal purchases, making this card one of the few flat-rate cards that go the extra mile by also carrying one or more bonus categories.
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Unfortunately, it’s not always easy to plan where you can earn 3 percent cash back, as not all stores let you make purchases through your PayPal account. The card also lacks a sign-up bonus, intro APR offers and other benefits that give the best cash back cards more long-term value. The higher end of the possible ongoing APR can also be quite high compared to the current average credit card interest rates.
If these factors aren’t deal-breakers, the PayPal Cashback Mastercard could be a great general-purpose cash back card, especially if you’re a frequent online shopper or digital wallet user.
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